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Quick FAQ
When can I enroll in Medicare?
Typically 3 months before your 65th birthday or during annual enrollment periods.
What does it cost for your help?
Our consulting services are 100% free to you. We are compensated by the insurance carriers, but our loyalty remains firmly with you.

Common Questions
Medicare Coverage?
Medicare typically covers hospital stays (Part A) and medical services (Part B). Eligibility generally begins at age 65, or earlier for individuals with certain disabilities.
Enrollment Periods?
Most people enroll during their Initial Enrollment Period—the 7-month window around their 65th birthday. Annual Open Enrollment occurs every fall from Oct. 15 to Dec. 7.
What's the Cost?
Guidance is provided at no cost to you. We are compensated by carriers, allowing us to offer neutral, expert advice focused entirely on your specific health and financial needs.